Enterprise

Features that are available across the software landscape, not just Temenos software. APIs for product pricing, product design, etc.

Updated
bookmark
Enterprise product pricing

API to retrieve the pricing benefit details for activity charge, periodic charge or interest rates for enterprise product pricing arrangement or package.

holdings

APIs to create, update and retrieve the various holdings of the customer and financial institution. For example, accounts, arrangements, balances and treasury/securities instrument positions.

Updated
bookmark
Account Cards

API to create, update and manage various types of cards issued to the account.

Updated
bookmark
Account management

API to manage account related services such as retrieving balances, transaction and card details, emergency blocks, funds diversion, reservations, proxy identifiers and account closures. In addition, it provides functionality to support the capability to switch accounts from the current system to another bank.

bookmark
Arrangement Activities

API to retrieve the activity details of an arrangement account

Updated
bookmark
Arrangement details

API to retrieve the details of arrangement conditions such as charge, interest, limits, overdue, payment schedule, agent, alerts, and commitment. This API also allows to retrieve the pricing evaluation details, product qualification details, delivery messages, payment order, events and repayment schedules.

bookmark
Cash management Bundle arrangement details

API to retrieve the cash management bundle arrangements and associated details such as bundle balances, bundle hierarchy, status events, etc

bookmark
Channels User Administration

Channels User Administration - Holdings APIs are used to create online service arrangements containing privileges, permissions for Channel users. Online Service Arrangements are CUSTOMER specific, personalized instances of a Online Service Product, for example, providing access to the Online Banking.

Updated
bookmark
Corporate Action Event Management

Allows to view Corporate Action Events, Options of the Entitlements, approval awaiting Entitlements and management of the Entitlements.

Updated
bookmark
Corporate Credit Agreements

API for the creation and management of credit agreements for Corporate customers. The types of credit agreements are Single Level Facility, Credit Agreement with Multiple Facilities, Club Loans with Agency and Syndicated Loans.

bookmark
Corporate Dashboard

API to retrieve the limits, trade finance, guarantees and other corporate approval requests

bookmark
Create and Manage loan arrangement accounts

API to create and Manage various types of loans such as Personal, Commercial, Mortgage, Line of Credit, etc

Updated
bookmark
Create various types of Accounts

The Arrangement Architecture is a Temenos Transact Framework to create and manage  various products such as Loans, Deposits, Accounts, etc. It provides a modular business component-based architecture, whereby users can create their Products by using the components provided by Temenos and these components can be reused across multiple different Products.This API can be used to create and manage various types of accounts such as Current, Savings, Corporate, Islamic, Non-resident and Minor accounts created using the Arrangement Architecture.

Updated
bookmark
Customer Arrangement Accounts

Retrieves the list of arrangement accounts associated with a customer.

bookmark
Customer holdings

Retrieves all Holdings of the Customer

bookmark
Derivative Instrument Operations

Allows the viewing and creation of option contracts to assign/exercise/expire based on either the trade reference selected or the trades filtered based on - Derivatives Contract, Maturity Date, Options(Call / Put) and Strike Price

bookmark
Initiate Loan payoff activity

Initiate Calculate Payoff activity to calculate loan payment to close an account

bookmark
Initiate payment holiday activity for a loan account

API to initiate update payment holiday activity for a loan account

bookmark
Limit liabilities and Forex limits

API to manage Credit Limit related information such as retrieving Limit Utilisation or Outstandings, Limit Cashflow, Overdrawn Limits, Limits Review & Expiry, SubLimit details and manage Limit Sharing Group details of Master and Sub Groups.

Updated
bookmark
List of all holdings

Retrieves all the Holdings.

bookmark
List of Arrangements for a Product Line

Manage and retrieves the list of arrangement for a given Product Line

Updated
bookmark
Loan creation

API for the creation and management of retail mortgage offer drawings.

bookmark
Manage Arrangement Account alerts

Retrieves alert details for accounts

bookmark
Manage Arrangement Account related documents

API to retrieve the balance details for the account arrangements

Updated
bookmark
Management of Customer Collaterals

Management of Customer Collaterals.

bookmark
Management of Forex Utilisations

Allows management of Forex utilisations for external settlement contracts

bookmark
Management of Guarantees

API to create, update and manage various types of bank issued guarantees and their associated status and details. Some of the types of guarantees that can be created are bid bonds, performance bonds and Trade Finance shipping guarantees.

bookmark
Management of Letter of Credits

API to create, update and manage various types of Trade Finance Letter of Credit (LC) instruments and their associated status and details. Some of the types of LCs that can be created are Sight payments, Back-to-Back, Standby's and Usance LCs

bookmark
Management of Payment stops

Management of Holdings Payment Stops

Updated
bookmark
Portfolio Management

Allows the creation, updation and closure of the portfolio, delinking an account from the portfolio and retrieves the account balance, valuation and other information  and creating credit facility for a portfolio by pledging assets

bookmark
Repurchase Agreements

Allows to view the REPO/RESO positions and position movements

bookmark
Security Positions

Allows to retrieve Security Position details

bookmark
Security Settlements

Allow to retrieve and manage Security Settlement details which can be Portfolio or Transaction specific

bookmark
Security Trades

Allows to view the security trade details

bookmark
Simulate payment holiday activity for a loan account

API to simulate update payment holiday activity for a loan account

bookmark
Transaction details

API to retrieve account transactions and accounting entries

bookmark
Treasury currency pairs

API to retrieve the currency details such as quotation PIPS, rounding decimals, live market rates with rate provider details and others for the currency pairs configured by the institution. It also retrieves the currency pair position with mark to market revaluation profit and loss for the given currency pair.

bookmark
Treasury interest rate swap revaluation

API to retrieve the cash flow details of the interest rate swap contracts and calculates the present value of both asset leg and liability leg cash flows. In case of cross currency swap contracts this API calculates the currency wise daily profit/loss incurred from the NPV revaluation based on the discount rate provided.

bookmark
Treasury live rates

API to retrieve the currency exchange rate (market middle rate) of a foreign currency with respect to local currency of the institution, which is stored and updated regularly in the system data records. This middle rate is used in the revaluation process to revalue the foreign currency positions.

Updated
bookmark
Treasury non deliverable forwards

API to create and amend non-deliverable forward contract based on the contract details supplied. It also facilitates to update the rate (fix) of a non-deliverable forward contract.

bookmark
Treasury positions

API to retrieve position information from different transactions affecting cash flows, interest rate mismatches, foreign exchange positions along with mark to market revaluation, profit/loss resulting from changes in the market value of the currency and arranges them into different time buckets as configured by the institution.

Updated
bookmark
Treasury reports

API to retrieve the key details of all the live trades captured from various treasury related applications such as Forex, Money Market, Swap, Forward Rate Agreement, Securities and other derivative deal capture applications. Segregates the currency positions in the different time buckets as configured by the institution and retrieves the mark to market profit and loss details of the currency position.

bookmark
Treasurycurrencypositions

API to retrieve active spot and forward forex positions and closed forex (asset and liability) positions across each currency based on the forex contract's maturity status. Matured contracts are placed in the asset/liability position bucket and active positions are classified into spot/forward positions based on the contract maturity period.

Updated
bookmark
US Model Bank - Holdings summary

Retrieves account balance and summary information to be utilized for building customer dashboard

bookmark
US Model Bank Loan details

API to view loan information like ownership, roles, balances, due amounts, payment history, collateral details, limit, etc,.

bookmark
US Model Bank - Management of Accounts

Create, update account, change account product, retreive account summary and overview, statement addresses and list of accounts available for a customer

bookmark
US Model Bank - Management of Deposits

Create US Deposit accounts, update deposit information like statement frequency, renewal, change schedule etc, and view deposit summary

bookmark
US Model Bank - Safe deposit box

API to retrieve Safe deposit box information like Ownership, rent, due amounts, caution deposit, box status, visit information, etc

order

APIs to create, update and retrieve various types of order instructions, such as payments, transfers and treasury/securities instrument orders.

bookmark
Account funds transfer

API to create, update and manage transactions related to accounts such as inward/outward funds transfers and bulk transfers.

bookmark
Cash management - Bundle Account management

API for cash management to create and update bundle accounts

bookmark
Cash Management Sweeps

API to create, update and manage various types of cash management balance sweeps. Some of the types of sweeps that can be created are balance maintenance - maintain a particular balance in the sweep account, surplus balance - sweep out surplus funds to the master account and two-way balance sweeps - combination of surplus and maintenance sweeps.

bookmark
Creditor Reference

The API will generate or validate Structured Creditor Reference. The check digits will be calculated based on ISO Standards

bookmark
Derivative Instrument Orders

Allows the creation, viewing and management of derivative orders

bookmark
Fiduciary Orders

Allows to view,create,update and premature the fiduciary orders

bookmark
Initial Public Offering (IPO) Security Orders

Allows the creation, viewing and management of Initial Public Offering (IPO) orders

bookmark
Management of Account Sweeps

API to create, update and retrieve the details of account sweep services

bookmark
Private Equity Orders

Allows the creation, viewing and management of private equity orders

bookmark
Security Orders

Allows the creation, viewing and management of security orders

bookmark
Security Orders Simulation

Allows the viewing and creation of Order Simulations

bookmark
Security Position Transfers

Allows the viewing and management of the position transfer

bookmark
Security Transfers

Allows the creation, viewing and management of security transfer orders, view the inbound and outbound security transfer orders and creation of orders through channels

bookmark
Treasury forex orders

API to create, update and manage different types of foreign exchange deals such as spot, forward, swap and limit orders for a customer to buy/sell currencies at the desired exchange rates and at the predetermined dates.

Updated
bookmark
US Model Bank - Payment services

Initiates same day debit transfers.

party

APIs to create, update and retrieve the customer and financial institution related data such as the name/address, KYC details, documents and customer contact logs

bookmark
Customer Campaign Management

API to create, view and manage customer campaigns

bookmark
Customer Contact Log

Customer Contact Log

bookmark
Customer Data protection rights management

API to create, update and manage the customers' (data subjects') data protection consent and rights for the processing of their personal data. It defines a set of enhanced rights for individuals over the collection, usage of their personal data and the right to restrict processing.

bookmark
Customer documents and images

Allows the creation, viewing and management of customer documents and images.

bookmark
Customer management

API to create, update and manage customer details such as delivery preferences, joint customer details, party relationships, KYC details, customer exit status, customer address formats & posting restrictions

bookmark
Customer Mandate management

API to create, update and manage signatory mandates and perform mandate check simulation for a transaction. Mandates are configurable settings in the system for financial or non financial transactions that require a set of valid signatories approvals before transactions can be authorized

bookmark
Customer MIFID Management

Allows the viewing, creation and management of MiFID client information

bookmark
Customer Onboarding

API to create, update and view the customer onboarding details

bookmark
Customer Open Banking Connections

API to create, view and manage the customer external account aggregation connections

bookmark
Customer product list

Retrieves the list of accounts(Accounts,Deposits,Loans) available for a customer

bookmark
External User Administration

API to create, update and manage the external user profiles for user administration

bookmark
Management of Beneficiaries

API to allow the creation, viewing and management of beneficiaries

bookmark
Management of Customer communication preferences

Allows the creation, viewing and management of customer delivery preferences.

bookmark
Management of external users

API to retrieve and manage external user preferences and profiles

bookmark
Management of Payments beneficiaries

API to create, update and manage beneficiary details related to payment processing

bookmark
Management of travel notifications

Management of Travel Notifications

bookmark
Participant List

Participant List

bookmark
Security Customer Management

Allows to create,view or manage a Securities Customer

bookmark
US Model Bank - Customer Information

Retrieve customer address details and details that can be used for customer identification by a online services or call center, like DOB, SSN, Phone number

bookmark
US Model Bank - Customer management

The customer service API allows to create, update and modify customer, contact details, address and beneficiary. Separate URIs are available for corporate and individual customers to update or retrieve specific information like Address, secondary address, credit score, KYC, relation, beneficial ownership information for corporates, etc,.

product

APIs to manage the product related details such as the product catalogue, product types/groups and interest conditions

bookmark
Cash management - Product conditions

API to create, amend and retrieve the bundle arrangement conditions

bookmark
Eligible Products for the Customer

API to identify and retrieve the eligible product details, based on the interest of the customer

bookmark
External user product conditions

API to retrieve the external user specific product conditions like Permissions, privileges, licensing, limits and availability

bookmark
Import of external products

Import external products

bookmark
Limit Products

API retrieves the limit products details defined in the system

bookmark
Product Builder

API to create, update and manage the product definition details, interest conditions, repayment calculator, simulate a loan contract and project the schedules

bookmark
Product Marketing catalogue

API to retrieve the list of products under the Marketing Catalogue

reference

APIs to manage general reference data, such as currencies, countries, IBAN structures and Swift bank codes.

bookmark
Balance Types

API to retrieves the details of all the available Balance types

bookmark
Bank Identifier Codes

API to validate and retrieve the Bank Identifier Code (BIC) related details. The BIC is the SWIFT Address assigned to a bank in order to send automated payments to the banks concerned. It uniquely identifies the name and country of the bank and consists of 8-11 characters. Example format AAAABBCCDDD, where AAAA: 4 character bank code, BB: 2 character country code, CC: 2 character location code, DDD: optional 3 character branch code.

bookmark
Brokers

API to retrieve the brokers that are used by the organization

bookmark
Cash managemen t - Rates for a bundle master account

Retrieves the Exchange and Internal Rate mapped for a bundle master account

bookmark
Cheque Types

Get information about cheque types

bookmark
Collateral Types and Subtypes

API to retrieve the list of collateral types and subtypes offered by the system. These classifications are used to categorize the customer collaterals

bookmark
Country codes

API to retrieve the details of countries that are available in the system. Each country is identified by its ISO country code

bookmark
Currencies

API to retrieve the list of currencies that are available in the system including the buy and sell rate defined for each currency. Each currency is identified by its ISO currency code.

bookmark
Currency time buckets

API to retrieve periods and dates for defined time buckets TOM (tomorrow), Spot, Spot next etc.

bookmark
Dealers

API to retrieve the list of Dealers in the Bank

bookmark
Department Account Officer

API to retrieve the list of department or account officers defined in the system used for various purposes such as recording transactions allocated to an account officer or for customer relationship management i.e. an account officer can be assigned to different customers.

bookmark
Financial Companies

API to retrieve the list of Companies defined in the system

bookmark
Interest Bases

API to manage the interest day count bases that are available in the system to calculate or accrue Interest for asset or liability related transactions. For example A - 360/360, B - 366/360 or C - 366/366

bookmark
Interest Rates

API to retrieve the details of Basic and Periodic Interest Rates, history of interest rate changes and base rate identifiers and associated descriptions available in the system.

bookmark
International Bank Account Number (IBAN)

API to manage International Bank Account Number (IBAN) related services. The IBAN consists of up to 34 alphanumeric characters comprising a country code; two check digits; and a number that includes the domestic bank account number, branch identifier, and potential routing information. IBAN example: GB29HBUK40972924681012

bookmark
Lookup tables

Retrieval of lookup tables

bookmark
Organization Structure

API retrieves the organization structure details defined in the system

bookmark
Portfolio Accounts

Allows to view the accounts of portfolios

bookmark
Product internal Category codes

API to retrieve the details of category codes used to classify financial transactions on T24 according to the type of business operation or product.

bookmark
Product Rules

API to retrieve the detail of various rules associated with products

bookmark
Rounding rules

API to retrieve rounding rule details defined in the system

bookmark
Swift Reference Data

API to retrieve variety of information in relation to financial institutions such as the National Identifier (nationalId) codes, Legal Entity Identifier (LEI) details and Global Payment Initiative (GPI) participant details. LEIs are identification codes that enable consistent and accurate identification of all legal entities that are parties to financial transactions, including non-financial institutions

bookmark
System business dates

APIs to retrieve the working day and holiday information that is used by the organization, either a list for all legal entities or for a specific legal entity.

bookmark
Transaction Codes

API retrieves the transaction code details defined in the system

bookmark
Treasury configurations

API to retrieve configuration of parameter setup of the treasury module such as deal methods, agreement type, currency revaluation methods, calendar details to consolidate the positions, description of floating interest rates configured by the institution and also configuration of all the applications supported by the module.

bookmark
Treasury module settings

API to retrieve configuration of parameter setup of the treasury module such as deal methods, agreement type, currency revaluation methods, calendar details to consolidate the positions, description of floating interest rates configured by the institution and also involves configuration of all the applications supported by the module.

bookmark
US Model Bank - Bank sort codes

US Model Bank API for Sort codes

bookmark
US Model Bank - Beneficiary roles

Retrieves Beneficiary Role type definitions and the information that is mandatory for the role definition.

bookmark
US Model Bank - Corporate Customer groups

Retrieves customer types available for corporates and individuals

bookmark
US Model Bank - Customer designatory titles

Retrieves the of post-nominal or designatory titles allowed for a customer.

bookmark
US Model Bank - Customer risk rating

Retrieves customer risk rating for classification of US customer. A rating of 100 to 109 is allowed for a Customer

bookmark
US Model Bank - Customer titles

Retrieves available customer titles allowed for US customers

bookmark
US Model Bank - Document types

Retrieves available identification document types

bookmark
US Model Bank - FDIC sub-classification codes

Retrieve the deposit sub-classification codes provied by FDIC

bookmark
US Model Bank - Hold types

Retrieve the available hold types in the system

bookmark
US Model Bank - Loan covenants

Retrieves the available convenants that can be associated with a loan based on the terms agreed for the loan

bookmark
US Model Bank - US Counties

Retrieves US county information for a given state

bookmark
US Model Bank - US Industry classifications

Retrieves US industry classification or NAICS codes

bookmark
US Model Bank - US States

Retrieves available US States

bookmark
Utility Beneficiaries

Get and process information about Utility Beneficiaries

System

APIs to manage and retrieve system settings and details of the available system services such as online upgrades, close of business and ad-hoc services.

bookmark
Data Event Streaming

APIs to create and retrieve event streaming configuration data. These APIs can also be used to capture the Data Replications enabled records from memory when a transaction is committed to the system.

bookmark
Document Management Settings

API to retrieve the settings related to document management such as document name, document type and whether it is mandatory

bookmark
Management of external accounting system settings

API to create and manage external accounting system settings in order to externalize accounting and general ledger system.

New
bookmark
Master Data Access

API to manage configuration of Master Data Access. Master Data Access allows retrieval of data required for Transact from external systems i.e Party data, Reference data such as currency, sector.

bookmark
Online Upgrade

API to create,update and retrieve details for Online Upgrades.This allows the viewing of Online Upgrade's Critical Records, Non-Critical Records, Restructure File List, Feeder Drill Down, Feeder Drill Down Channel, Primary and Secondary Job times.

bookmark
Process workflows

API to retrieve the information related to process work flow details such as work item assigned to the user, on which participant's work list the activity is residing, details on parent process which contains a sequence of workflow steps associated with it and also the role-less transactions for the provided parent process.

bookmark
Service Automation

API to create, update and manage various types of system services and processes including the Close of Business process

bookmark
Service Elasticity

API to Create , amend and retrieve the service profile elasticity features including upscaling and downscaling of processing agents, enabling dynamic provisioning and cleaning up inactive pods

New
bookmark
Software Update Roll Back

API to manage configuration of software update roll back . The purpose of update roll back is to revert to the previous state of the system before the update .

New
bookmark
Transact Message Services

API to manage the configuration settings of the Transact message service component (aka OFS). OFS provides a messaging interface that allows the system to process transaction and query requests. Before any requests can be processed the necessary parameters for the particular service have to be configured in the system.

bookmark
Transact Release Number

API to retrieve the System Parameters such as run date and current release of the System

bookmark
Transaction Usage Statistics

API to retrieve the usage count of metrics of various channels and business transactions for a particular date