Features that are available across the software landscape, not just Temenos software. APIs for product pricing, product design, etc.
Enterprise product pricing
API to retrieve the pricing benefit details for activity charge, periodic charge or interest rates for enterprise product pricing arrangement or package.
APIs to create, update and retrieve the various holdings of the customer and financial institution. For example, accounts, arrangements, balances and treasury/securities instrument positions.
API to create, update and manage various types of cards issued to the account.
API to manage account related services such as retrieving balances, transaction and card details, emergency blocks, funds diversion, reservations, proxy identifiers and account closures. In addition, it provides functionality to support the capability to switch accounts from the current system to another bank.
API to retrieve the activity details of an arrangement account
API to retrieve the details of arrangement conditions such as charge, interest, limits, overdue, payment schedule, agent, alerts, and commitment. This API also allows to retrieve the pricing evaluation details, product qualification details, delivery messages, payment order, events and repayment schedules.
Cash management Bundle arrangement details
API to retrieve the cash management bundle arrangements and associated details such as bundle balances, bundle hierarchy, status events, etc
Channels User Administration
Channels User Administration - Holdings APIs are used to create online service arrangements containing privileges, permissions for Channel users. Online Service Arrangements are CUSTOMER specific, personalized instances of a Online Service Product, for example, providing access to the Online Banking.
Corporate Action Event Management
Allows to view Corporate Action Events, Options of the Entitlements, approval awaiting Entitlements and management of the Entitlements.
Corporate Credit Agreements
API for the creation and management of credit agreements for Corporate customers. The types of credit agreements are Single Level Facility, Credit Agreement with Multiple Facilities, Club Loans with Agency and Syndicated Loans.
API to retrieve the limits, trade finance, guarantees and other corporate approval requests
Create and Manage loan arrangement accounts
API to create and Manage various types of loans such as Personal, Commercial, Mortgage, Line of Credit, etc
Create various types of Accounts
The Arrangement Architecture is a Temenos Transact Framework to create and manage various products such as Loans, Deposits, Accounts, etc. It provides a modular business component-based architecture, whereby users can create their Products by using the components provided by Temenos and these components can be reused across multiple different Products.This API can be used to create and manage various types of accounts such as Current, Savings, Corporate, Islamic, Non-resident and Minor accounts created using the Arrangement Architecture.
Customer Arrangement Accounts
Retrieves the list of arrangement accounts associated with a customer.
Retrieves all Holdings of the Customer
Derivative Instrument Operations
Allows the viewing and creation of option contracts to assign/exercise/expire based on either the trade reference selected or the trades filtered based on - Derivatives Contract, Maturity Date, Options(Call / Put) and Strike Price
Initiate Loan payoff activity
Initiate Calculate Payoff activity to calculate loan payment to close an account
Initiate payment holiday activity for a loan account
API to initiate update payment holiday activity for a loan account
Limit liabilities and Forex limits
API to manage Credit Limit related information such as retrieving Limit Utilisation or Outstandings, Limit Cashflow, Overdrawn Limits, Limits Review & Expiry, SubLimit details and manage Limit Sharing Group details of Master and Sub Groups.
List of all holdings
Retrieves all the Holdings.
List of Arrangements for a Product Line
Manage and retrieves the list of arrangement for a given Product Line
API for the creation and management of retail mortgage offer drawings.
Manage Arrangement Account alerts
Retrieves alert details for accounts
Manage Arrangement Account related documents
API to retrieve the balance details for the account arrangements
Management of Customer Collaterals
Management of Customer Collaterals.
Management of Forex Utilisations
Allows management of Forex utilisations for external settlement contracts
Management of Guarantees
API to create, update and manage various types of bank issued guarantees and their associated status and details. Some of the types of guarantees that can be created are bid bonds, performance bonds and Trade Finance shipping guarantees.
Management of Letter of Credits
API to create, update and manage various types of Trade Finance Letter of Credit (LC) instruments and their associated status and details. Some of the types of LCs that can be created are Sight payments, Back-to-Back, Standby's and Usance LCs
Management of Payment stops
Management of Holdings Payment Stops
Allows the creation, updation and closure of the portfolio, delinking an account from the portfolio and retrieves the account balance, valuation and other information and creating credit facility for a portfolio by pledging assets
Allows to view the REPO/RESO positions and position movements
Allows to retrieve Security Position details
Allow to retrieve and manage Security Settlement details which can be Portfolio or Transaction specific
Allows to view the security trade details
Simulate payment holiday activity for a loan account
API to simulate update payment holiday activity for a loan account
API to retrieve account transactions and accounting entries
Treasury currency pairs
API to retrieve the currency details such as quotation PIPS, rounding decimals, live market rates with rate provider details and others for the currency pairs configured by the institution. It also retrieves the currency pair position with mark to market revaluation profit and loss for the given currency pair.
Treasury interest rate swap revaluation
API to retrieve the cash flow details of the interest rate swap contracts and calculates the present value of both asset leg and liability leg cash flows. In case of cross currency swap contracts this API calculates the currency wise daily profit/loss incurred from the NPV revaluation based on the discount rate provided.
Treasury live rates
API to retrieve the currency exchange rate (market middle rate) of a foreign currency with respect to local currency of the institution, which is stored and updated regularly in the system data records. This middle rate is used in the revaluation process to revalue the foreign currency positions.
Treasury non deliverable forwards
API to create and amend non-deliverable forward contract based on the contract details supplied. It also facilitates to update the rate (fix) of a non-deliverable forward contract.
API to retrieve position information from different transactions affecting cash flows, interest rate mismatches, foreign exchange positions along with mark to market revaluation, profit/loss resulting from changes in the market value of the currency and arranges them into different time buckets as configured by the institution.
API to retrieve the key details of all the live trades captured from various treasury related applications such as Forex, Money Market, Swap, Forward Rate Agreement, Securities and other derivative deal capture applications. Segregates the currency positions in the different time buckets as configured by the institution and retrieves the mark to market profit and loss details of the currency position.
API to retrieve active spot and forward forex positions and closed forex (asset and liability) positions across each currency based on the forex contract's maturity status. Matured contracts are placed in the asset/liability position bucket and active positions are classified into spot/forward positions based on the contract maturity period.
US Model Bank - Holdings summary
Retrieves account balance and summary information to be utilized for building customer dashboard
US Model Bank Loan details
API to view loan information like ownership, roles, balances, due amounts, payment history, collateral details, limit, etc,.
US Model Bank - Management of Accounts
Create, update account, change account product, retreive account summary and overview, statement addresses and list of accounts available for a customer
US Model Bank - Management of Deposits
Create US Deposit accounts, update deposit information like statement frequency, renewal, change schedule etc, and view deposit summary
US Model Bank - Safe deposit box
API to retrieve Safe deposit box information like Ownership, rent, due amounts, caution deposit, box status, visit information, etc
APIs to create, update and retrieve various types of order instructions, such as payments, transfers and treasury/securities instrument orders.
Account funds transfer
API to create, update and manage transactions related to accounts such as inward/outward funds transfers and bulk transfers.
Cash management - Bundle Account management
API for cash management to create and update bundle accounts
Cash Management Sweeps
API to create, update and manage various types of cash management balance sweeps. Some of the types of sweeps that can be created are balance maintenance - maintain a particular balance in the sweep account, surplus balance - sweep out surplus funds to the master account and two-way balance sweeps - combination of surplus and maintenance sweeps.
The API will generate or validate Structured Creditor Reference. The check digits will be calculated based on ISO Standards
Derivative Instrument Orders
Allows the creation, viewing and management of derivative orders
Allows to view,create,update and premature the fiduciary orders
Initial Public Offering (IPO) Security Orders
Allows the creation, viewing and management of Initial Public Offering (IPO) orders
Management of Account Sweeps
API to create, update and retrieve the details of account sweep services
Private Equity Orders
Allows the creation, viewing and management of private equity orders
Allows the creation, viewing and management of security orders
Security Orders Simulation
Allows the viewing and creation of Order Simulations
Security Position Transfers
Allows the viewing and management of the position transfer
Allows the creation, viewing and management of security transfer orders, view the inbound and outbound security transfer orders and creation of orders through channels
Treasury forex orders
API to create, update and manage different types of foreign exchange deals such as spot, forward, swap and limit orders for a customer to buy/sell currencies at the desired exchange rates and at the predetermined dates.
US Model Bank - Payment services
Initiates same day debit transfers.
APIs to create, update and retrieve the customer and financial institution related data such as the name/address, KYC details, documents and customer contact logs
Customer Campaign Management
API to create, view and manage customer campaigns
Customer Contact Log
Customer Contact Log
Customer Data protection rights management
API to create, update and manage the customers' (data subjects') data protection consent and rights for the processing of their personal data. It defines a set of enhanced rights for individuals over the collection, usage of their personal data and the right to restrict processing.
Customer documents and images
Allows the creation, viewing and management of customer documents and images.
API to create, update and manage customer details such as delivery preferences, joint customer details, party relationships, KYC details, customer exit status, customer address formats & posting restrictions
Customer Mandate management
API to create, update and manage signatory mandates and perform mandate check simulation for a transaction. Mandates are configurable settings in the system for financial or non financial transactions that require a set of valid signatories approvals before transactions can be authorized
Customer MIFID Management
Allows the viewing, creation and management of MiFID client information
API to create, update and view the customer onboarding details
Customer Open Banking Connections
API to create, view and manage the customer external account aggregation connections
Customer product list
Retrieves the list of accounts(Accounts,Deposits,Loans) available for a customer
External User Administration
API to create, update and manage the external user profiles for user administration
Management of Beneficiaries
API to allow the creation, viewing and management of beneficiaries
Management of Customer communication preferences
Allows the creation, viewing and management of customer delivery preferences.
Management of external users
API to retrieve and manage external user preferences and profiles
Management of Payments beneficiaries
API to create, update and manage beneficiary details related to payment processing
Management of travel notifications
Management of Travel Notifications
Security Customer Management
Allows to create,view or manage a Securities Customer
US Model Bank - Customer Information
Retrieve customer address details and details that can be used for customer identification by a online services or call center, like DOB, SSN, Phone number
US Model Bank - Customer management
The customer service API allows to create, update and modify customer, contact details, address and beneficiary. Separate URIs are available for corporate and individual customers to update or retrieve specific information like Address, secondary address, credit score, KYC, relation, beneficial ownership information for corporates, etc,.
APIs to manage the product related details such as the product catalogue, product types/groups and interest conditions
Cash management - Product conditions
API to create, amend and retrieve the bundle arrangement conditions
Eligible Products for the Customer
API to identify and retrieve the eligible product details, based on the interest of the customer
External user product conditions
API to retrieve the external user specific product conditions like Permissions, privileges, licensing, limits and availability
Import of external products
Import external products
API retrieves the limit products details defined in the system
API to create, update and manage the product definition details, interest conditions, repayment calculator, simulate a loan contract and project the schedules
Product Marketing catalogue
API to retrieve the list of products under the Marketing Catalogue
APIs to manage general reference data, such as currencies, countries, IBAN structures and Swift bank codes.
API to retrieves the details of all the available Balance types
Bank Identifier Codes
API to validate and retrieve the Bank Identifier Code (BIC) related details. The BIC is the SWIFT Address assigned to a bank in order to send automated payments to the banks concerned. It uniquely identifies the name and country of the bank and consists of 8-11 characters. Example format AAAABBCCDDD, where AAAA: 4 character bank code, BB: 2 character country code, CC: 2 character location code, DDD: optional 3 character branch code.
API to retrieve the brokers that are used by the organization
Cash managemen t - Rates for a bundle master account
Retrieves the Exchange and Internal Rate mapped for a bundle master account
Get information about cheque types
Collateral Types and Subtypes
API to retrieve the list of collateral types and subtypes offered by the system. These classifications are used to categorize the customer collaterals
API to retrieve the details of countries that are available in the system. Each country is identified by its ISO country code
API to retrieve the list of currencies that are available in the system including the buy and sell rate defined for each currency. Each currency is identified by its ISO currency code.
Currency time buckets
API to retrieve periods and dates for defined time buckets TOM (tomorrow), Spot, Spot next etc.
API to retrieve the list of Dealers in the Bank
Department Account Officer
API to retrieve the list of department or account officers defined in the system used for various purposes such as recording transactions allocated to an account officer or for customer relationship management i.e. an account officer can be assigned to different customers.
API to retrieve the list of Companies defined in the system
API to manage the interest day count bases that are available in the system to calculate or accrue Interest for asset or liability related transactions. For example A - 360/360, B - 366/360 or C - 366/366
API to retrieve the details of Basic and Periodic Interest Rates, history of interest rate changes and base rate identifiers and associated descriptions available in the system.
International Bank Account Number (IBAN)
API to manage International Bank Account Number (IBAN) related services. The IBAN consists of up to 34 alphanumeric characters comprising a country code; two check digits; and a number that includes the domestic bank account number, branch identifier, and potential routing information. IBAN example: GB29HBUK40972924681012
Retrieval of lookup tables
API retrieves the organization structure details defined in the system
Allows to view the accounts of portfolios
Product internal Category codes
API to retrieve the details of category codes used to classify financial transactions on T24 according to the type of business operation or product.
API to retrieve the detail of various rules associated with products
API to retrieve rounding rule details defined in the system
Swift Reference Data
API to retrieve variety of information in relation to financial institutions such as the National Identifier (nationalId) codes, Legal Entity Identifier (LEI) details and Global Payment Initiative (GPI) participant details. LEIs are identification codes that enable consistent and accurate identification of all legal entities that are parties to financial transactions, including non-financial institutions
System business dates
APIs to retrieve the working day and holiday information that is used by the organization, either a list for all legal entities or for a specific legal entity.
API retrieves the transaction code details defined in the system
API to retrieve configuration of parameter setup of the treasury module such as deal methods, agreement type, currency revaluation methods, calendar details to consolidate the positions, description of floating interest rates configured by the institution and also configuration of all the applications supported by the module.
Treasury module settings
API to retrieve configuration of parameter setup of the treasury module such as deal methods, agreement type, currency revaluation methods, calendar details to consolidate the positions, description of floating interest rates configured by the institution and also involves configuration of all the applications supported by the module.
US Model Bank - Bank sort codes
US Model Bank API for Sort codes
US Model Bank - Beneficiary roles
Retrieves Beneficiary Role type definitions and the information that is mandatory for the role definition.
US Model Bank - Corporate Customer groups
Retrieves customer types available for corporates and individuals
US Model Bank - Customer designatory titles
Retrieves the of post-nominal or designatory titles allowed for a customer.
US Model Bank - Customer risk rating
Retrieves customer risk rating for classification of US customer. A rating of 100 to 109 is allowed for a Customer
US Model Bank - Customer titles
Retrieves available customer titles allowed for US customers
US Model Bank - Document types
Retrieves available identification document types
US Model Bank - FDIC sub-classification codes
Retrieve the deposit sub-classification codes provied by FDIC
US Model Bank - Hold types
Retrieve the available hold types in the system
US Model Bank - Loan covenants
Retrieves the available convenants that can be associated with a loan based on the terms agreed for the loan
US Model Bank - US Counties
Retrieves US county information for a given state
US Model Bank - US Industry classifications
Retrieves US industry classification or NAICS codes
US Model Bank - US States
Retrieves available US States
Get and process information about Utility Beneficiaries
APIs to manage and retrieve system settings and details of the available system services such as online upgrades, close of business and ad-hoc services.
Data Event Streaming
APIs to create and retrieve event streaming configuration data. These APIs can also be used to capture the Data Replications enabled records from memory when a transaction is committed to the system.
Document Management Settings
API to retrieve the settings related to document management such as document name, document type and whether it is mandatory
Management of external accounting system settings
API to create and manage external accounting system settings in order to externalize accounting and general ledger system.
Master Data Access
API to manage configuration of Master Data Access. Master Data Access allows retrieval of data required for Transact from external systems i.e Party data, Reference data such as currency, sector.
API to create,update and retrieve details for Online Upgrades.This allows the viewing of Online Upgrade's Critical Records, Non-Critical Records, Restructure File List, Feeder Drill Down, Feeder Drill Down Channel, Primary and Secondary Job times.
API to retrieve the information related to process work flow details such as work item assigned to the user, on which participant's work list the activity is residing, details on parent process which contains a sequence of workflow steps associated with it and also the role-less transactions for the provided parent process.
API to create, update and manage various types of system services and processes including the Close of Business process
API to Create , amend and retrieve the service profile elasticity features including upscaling and downscaling of processing agents, enabling dynamic provisioning and cleaning up inactive pods
Software Update Roll Back
API to manage configuration of software update roll back . The purpose of update roll back is to revert to the previous state of the system before the update .
Transact Message Services
API to manage the configuration settings of the Transact message service component (aka OFS). OFS provides a messaging interface that allows the system to process transaction and query requests. Before any requests can be processed the necessary parameters for the particular service have to be configured in the system.
Transact Release Number
API to retrieve the System Parameters such as run date and current release of the System
Transaction Usage Statistics
API to retrieve the usage count of metrics of various channels and business transactions for a particular date